Do you spend your money as quickly as you get it? Are you living paycheck to paycheck? Do you wish you could save more money? Well, I used to feel the same exact way. I had no idea where my money was going. Then, I figured out how to finally stop spending, and today I’m going to tell you how you can do it too.

How to Finally Stop Spending - Everything you need to know to take control of your money, and stop spending it all! I saved $120 in 2 weeks after doing this! You have to try it!

How to finally stop spending

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You need a reason

I don’t think that anyone is going to just stop spending money. If you want to make the change, you’re going to need to get motivated! Find your personal motivation.

Maybe you want to stop living paycheck to paycheck. Or maybe there’s something big that you’re wanting to pay for. Personally, I curbed my spending habit when I was saving for my wedding.

Even if it is a short term goal, you’ll find that learning better money habits will probably have a lasting result because once you have the skills to be financially successful you are much more likely to use them.

Read The First Step to Saving More Money to learn how to create financial goals. If you’re not sure what your goal should be, my post about determining financial priorities can help.

Plan for Success

Once you’re motivated to save, you need to come up with a plan. How are you going to actually limit your spending?

Decide how much you want to save to reach your goal and then plan backwards to see how much you’ll need to save each week.

For example, if I need to save $1,000 and I have 15 weeks to save, I’ll need to save about $67 a week.

How to Create a Savings Schedule you can stick to will help you figure out how much you need to save.

Then, make a list of reasonable places that you can cut back. If you’re not sure where to start The Beginner’s Guide to Cutting Expenses will steer you in the right direction.

Put it into action

Now that you’ve created a strong plan, make sure that you actually stick to it!

Make sure you avoid temptation. That means you’ll want to avoid stores as much as possible. If you’re always stopping at a certain store that you pass by on your way home from work, you may even want to change your route. When you do go into a store for essential purchases (like groceries) stick to your list!

If you’re finding that food is costing you too much, you should read The Easiest Way to Save Money on Food and 5 Tips to Spend Less on Groceries.

Limit online shopping as well. Block tempting websites from your computer and phone and resist the urge to unblock them.

Related: 5 Tips to Spend Less on Groceries

You may also want to consider cutting expenses beyond your day-to-day shopping. Think about lowering your bills or trying a spending freeze.

Every few weeks, reflect on your progress and make adjustments to your plan as needed.

And keep yourself organized with the free printables in the Keep your Money Resource Library!

Subscribe to the Keep your Money Resource Library

Want more? Here are some of my best posts:

3 Tips to cut your Electric Bill in Half

2 Ways to Pay Off Debt: which one is right for you?

How to Analyze and Cut Expenses

5 Tips to Stop Fighting about Money

You can read more about my story here: A Spender and A Saver Fall in Love

Click here to get access to all of the resources you need to start saving today!